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It was 1898 when the first car insurance policy was issued by the Travelers insurance. The policy was sold to a doctor in Buffalo, New York for $11.25. It was basically issued as a variation  variation of the “team” policies that covered horse-drawn carriages and the horses. READ MORE >>

The majority of this literature written about the Personal Auto Policy or (PAP) focuses on the coverages provided by that contract, including the following subjects: ** Liability coverage, also known as  (Part A). This is including the duty to defend articles and additional payments READ MORE >>

by Ed Snaneh, Chicago Auto Claim Specialist In a simple language, it is the adjuster’s task to investigate and collect the facts concerning an auto accident/ home damage or loss. We can liken this to the journalistic or marketer take on a reporter’s tasks as delivering the four W’s (and one H): who, what, where, why, and how. READ MORE >>

Earthquakes are clearly capable of causing tremendous damage to people's homes and properties. Earthquakes can cause the following damages: 1. Risk of structural damage and collapse. 2. Earth movement  may cause flood and water damage due to breaking water mains. 3. Risk of fire because of rupturing gas lines. READ MORE >>

Business Owners Insurance Policies for Illinois and Indiana. Auto Body  Shops Auto Repair Shops Apartment Building Insurance Banquet Halls Insurance Car Washes Insurance Church Insurance, Insurance for Churches, Synagogues and Mosques and Other Places of Worship READ MORE >>

The history of vehicle insurance in the United States of America goes back to 1925 when the State of Connecticut was the first Sate to impose some financial responsibility statute, followed in the same year by Maine. Connecticut was looked at by many as the home of the insurance business, and Maine was the pro-consumer State. READ MORE >>

by Ed S. Flood Insurance Expert in Chicago Illinois Homeowners insurance covers a particular policyholder against many potentially disastrous perils. But as anyone who has made a claim for losses after a hurricane knows very well, regular homeowners insurance does cover flood damage. READ MORE >>

Frankfort, Illinois Vehicle Insurance Proposals Serviceable Localities Include the following:     Mokena, IL New Lenox, IL Flossmoor, IL Oak Forest, IL READ MORE >>

Crest Hill, IL is a member of the main communities in the State of Illinois. The area maintains well and undisturbed surrounding even if people hear of a story of an event bad occurring in one place or another on occasion. When put next to the countrywide medium numbers the area in Crest Hill, IL has some of the bottom criminal offense rates. READ MORE >>

Communities Served for Personal and Commercial Insurance of Beecher Illinois: Steger, IL Cedar Lake, IN Sauk Village, IL Park Forest, IL Richton Park, IL Saint John, IN Chicago Heights, IL Dyer, IN Matteson, IL Schererville, IN Crown Point, IN READ MORE >>

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